Call reports 2021
LEGACY BANK — 2021
What LEGACY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,265,148,000 | 1,134,055,000 | 969,079,000 | 845,145,000 |
| Total loans | 982,085,000 | 920,452,000 | 752,962,000 | 624,365,000 |
| Allowance for loan losses | 5,711,000 | 5,454,000 | 5,293,000 | 5,333,000 |
| Securities available for sale | 24,745,000 | 24,645,000 | 12,551,000 | 12,466,000 |
| Securities held to maturity | 25,469,000 | 17,134,000 | 6,524,000 | 5,979,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 527,422,000 | 516,886,000 | 521,523,000 | 541,771,000 |
| Interest-bearing deposits | 362,116,000 | 366,207,000 | 365,230,000 | 372,720,000 |
| Noninterest-bearing deposits | 165,306,000 | 150,679,000 | 156,293,000 | 169,051,000 |
| Equity capital | 44,174,000 | 46,852,000 | 51,189,000 | 53,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,406,000 | 17,332,000 | 29,930,000 | 41,132,000 |
| Interest expense | 779,000 | 1,732,000 | 2,462,000 | 3,011,000 |
| Net interest income | 6,627,000 | 15,600,000 | 27,468,000 | 38,121,000 |
| Noninterest income | 878,000 | 1,827,000 | 2,834,000 | 3,882,000 |
| Noninterest expense | 5,054,000 | 10,812,000 | 15,683,000 | 20,423,000 |
| Provision for loan losses | 69,000 | 4,000 | 0 | -6,000 |
| Pretax income | 2,382,000 | 6,611,000 | 14,619,000 | 21,586,000 |
| Income tax | 836,000 | 1,972,000 | 4,132,000 | 6,014,000 |
| Net income | 1,546,000 | 4,639,000 | 10,487,000 | 15,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,942,000 | 46,692,000 | 51,099,000 | 53,492,000 |
| Total capital | 48,524,000 | 51,161,000 | 55,547,000 | 58,024,000 |
| Risk-weighted assets | 365,450,000 | 356,591,000 | 355,051,000 | 361,819,000 |