Call reports 2020
LEGACY BANK — 2020
What LEGACY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 460,807,000 | 796,710,000 | 797,110,000 | 792,725,000 |
| Total loans | 353,154,000 | 650,462,000 | 668,034,000 | 653,170,000 |
| Allowance for loan losses | 5,209,000 | 5,567,000 | 5,614,000 | 5,968,000 |
| Securities available for sale | 37,190,000 | 37,142,000 | 37,027,000 | 36,880,000 |
| Securities held to maturity | 29,809,000 | 28,224,000 | 26,739,000 | 26,614,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,018,000 | 454,012,000 | 456,659,000 | 471,357,000 |
| Interest-bearing deposits | 295,864,000 | 322,411,000 | 324,775,000 | 334,689,000 |
| Noninterest-bearing deposits | 101,154,000 | 131,601,000 | 131,884,000 | 136,668,000 |
| Equity capital | 40,587,000 | 43,182,000 | 42,437,000 | 42,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,753,000 | 17,622,000 | 23,224,000 | 30,000,000 |
| Interest expense | 680,000 | 1,408,000 | 2,209,000 | 2,901,000 |
| Net interest income | 5,073,000 | 16,214,000 | 21,015,000 | 27,099,000 |
| Noninterest income | 156,000 | 1,289,000 | 2,623,000 | 3,274,000 |
| Noninterest expense | 5,431,000 | 11,599,000 | 16,933,000 | 21,893,000 |
| Provision for loan losses | -1,185,000 | 662,000 | 668,000 | 970,000 |
| Pretax income | 998,000 | 5,257,000 | 6,052,000 | 7,525,000 |
| Income tax | 1,165,000 | 2,816,000 | 3,024,000 | 2,172,000 |
| Net income | -167,000 | 2,441,000 | 3,028,000 | 5,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,056,000 | 42,665,000 | 42,002,000 | 42,396,000 |
| Total capital | 44,521,000 | 47,260,000 | 46,543,000 | 47,049,000 |
| Risk-weighted assets | 356,463,000 | 366,676,000 | 362,224,000 | 370,970,000 |