Call reports 2019
LEGACY BANK — 2019
What LEGACY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 467,124,000 | 457,594,000 | 457,085,000 | 463,748,000 |
| Total loans | 321,145,000 | 317,535,000 | 318,317,000 | 344,553,000 |
| Allowance for loan losses | 4,998,000 | 5,019,000 | 4,991,000 | 4,719,000 |
| Securities available for sale | 50,733,000 | 60,782,000 | 70,467,000 | 48,528,000 |
| Securities held to maturity | 15,857,000 | 23,884,000 | 31,379,000 | 33,789,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,290,000 | 415,241,000 | 405,022,000 | 400,727,000 |
| Interest-bearing deposits | 321,592,000 | 307,678,000 | 296,598,000 | 294,305,000 |
| Noninterest-bearing deposits | 103,698,000 | 107,563,000 | 108,424,000 | 106,422,000 |
| Equity capital | 40,090,000 | 40,455,000 | 40,631,000 | 40,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,788,000 | 11,497,000 | 17,214,000 | 22,963,000 |
| Interest expense | 722,000 | 1,441,000 | 2,147,000 | 2,827,000 |
| Net interest income | 5,066,000 | 10,056,000 | 15,067,000 | 20,136,000 |
| Noninterest income | 1,238,000 | 2,468,000 | 3,737,000 | 4,980,000 |
| Noninterest expense | 5,290,000 | 10,646,000 | 16,157,000 | 21,609,000 |
| Provision for loan losses | 1,000 | -1,000 | -5,000 | 6,000 |
| Pretax income | 1,013,000 | 1,879,000 | 2,652,000 | 3,506,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,013,000 | 1,879,000 | 2,652,000 | 3,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,179,000 | 40,418,000 | 40,586,000 | 40,223,000 |
| Total capital | 44,315,000 | 44,563,000 | 44,743,000 | 44,660,000 |
| Risk-weighted assets | 330,062,000 | 330,769,000 | 331,752,000 | 354,717,000 |