Call reports 2018
LEGACY BANK — 2018
What LEGACY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 473,318,000 | 471,010,000 | 462,739,000 | 463,292,000 |
| Total loans | 348,832,000 | 345,937,000 | 331,347,000 | 326,477,000 |
| Allowance for loan losses | 4,462,000 | 4,945,000 | 4,979,000 | 4,977,000 |
| Securities available for sale | 34,839,000 | 49,749,000 | 64,645,000 | 69,599,000 |
| Securities held to maturity | 30,612,000 | 30,937,000 | 19,251,000 | 18,811,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,626,000 | 429,167,000 | 420,225,000 | 423,109,000 |
| Interest-bearing deposits | 325,122,000 | 326,632,000 | 315,745,000 | 321,087,000 |
| Noninterest-bearing deposits | 106,504,000 | 102,535,000 | 104,480,000 | 102,022,000 |
| Equity capital | 39,958,000 | 40,188,000 | 40,412,000 | 38,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,444,000 | 11,139,000 | 16,902,000 | 22,630,000 |
| Interest expense | 637,000 | 1,311,000 | 2,030,000 | 2,759,000 |
| Net interest income | 4,807,000 | 9,828,000 | 14,872,000 | 19,871,000 |
| Noninterest income | 1,353,000 | 2,678,000 | 4,149,000 | 3,942,000 |
| Noninterest expense | 4,976,000 | 10,173,000 | 15,675,000 | 21,222,000 |
| Provision for loan losses | 48,000 | 85,000 | 91,000 | 107,000 |
| Pretax income | 1,136,000 | 2,248,000 | 3,255,000 | 2,484,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,136,000 | 2,248,000 | 3,255,000 | 2,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,214,000 | 40,474,000 | 40,691,000 | 39,166,000 |
| Total capital | 44,676,000 | 44,886,000 | 44,901,000 | 43,325,000 |
| Risk-weighted assets | 357,504,000 | 352,446,000 | 336,093,000 | 331,941,000 |