Call reports 2017
LEGACY BANK — 2017
What LEGACY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 436,269,000 | 441,674,000 | 453,353,000 | 457,324,000 |
| Total loans | 357,905,000 | 337,882,000 | 339,147,000 | 340,719,000 |
| Allowance for loan losses | 4,536,000 | 4,601,000 | 4,599,000 | 4,396,000 |
| Securities available for sale | 1,657,000 | 6,524,000 | 16,383,000 | 31,016,000 |
| Securities held to maturity | 24,148,000 | 24,548,000 | 29,569,000 | 29,568,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,401,000 | 399,822,000 | 411,833,000 | 417,062,000 |
| Interest-bearing deposits | 298,690,000 | 306,179,000 | 316,632,000 | 318,512,000 |
| Noninterest-bearing deposits | 96,711,000 | 93,643,000 | 95,201,000 | 98,550,000 |
| Equity capital | 39,152,000 | 40,205,000 | 39,299,000 | 39,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,135,000 | 10,706,000 | 15,963,000 | 21,418,000 |
| Interest expense | 426,000 | 1,015,000 | 1,641,000 | 2,278,000 |
| Net interest income | 4,709,000 | 9,691,000 | 14,322,000 | 19,140,000 |
| Noninterest income | 1,357,000 | 3,146,000 | 4,290,000 | 5,295,000 |
| Noninterest expense | 5,248,000 | 11,069,000 | 16,370,000 | 21,584,000 |
| Provision for loan losses | 45,000 | -565,000 | -528,000 | -181,000 |
| Pretax income | 773,000 | 2,333,000 | 2,770,000 | 3,032,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 773,000 | 2,333,000 | 2,770,000 | 3,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,139,000 | 40,196,000 | 39,297,000 | 39,254,000 |
| Total capital | 43,675,000 | 44,541,000 | 43,650,000 | 43,637,000 |
| Risk-weighted assets | 369,514,000 | 347,400,000 | 348,034,000 | 350,700,000 |