Call reports 2016
LEGACY BANK — 2016
What LEGACY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 440,732,000 | 423,325,000 | 418,232,000 | 422,421,000 |
| Total loans | 360,929,000 | 369,526,000 | 355,713,000 | 352,722,000 |
| Allowance for loan losses | 5,205,000 | 5,489,000 | 6,113,000 | 4,460,000 |
| Securities available for sale | 27,320,000 | 1,958,000 | 1,850,000 | 1,737,000 |
| Securities held to maturity | 6,750,000 | 4,187,000 | 16,299,000 | 17,114,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,229,000 | 383,003,000 | 377,458,000 | 382,343,000 |
| Interest-bearing deposits | 305,613,000 | 290,620,000 | 287,384,000 | 286,147,000 |
| Noninterest-bearing deposits | 95,616,000 | 92,383,000 | 90,074,000 | 96,196,000 |
| Equity capital | 38,023,000 | 38,090,000 | 38,304,000 | 38,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,246,000 | 10,618,000 | 15,848,000 | 21,129,000 |
| Interest expense | 371,000 | 762,000 | 1,128,000 | 1,486,000 |
| Net interest income | 4,875,000 | 9,856,000 | 14,720,000 | 19,643,000 |
| Noninterest income | 1,560,000 | 3,209,000 | 4,781,000 | 6,269,000 |
| Noninterest expense | 5,553,000 | 11,900,000 | 17,766,000 | 23,438,000 |
| Provision for loan losses | 114,000 | 86,000 | 80,000 | 85,000 |
| Pretax income | 768,000 | 1,496,000 | 2,072,000 | 2,806,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 768,000 | 1,496,000 | 2,072,000 | 2,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,727,000 | 38,071,000 | 38,282,000 | 38,731,000 |
| Total capital | 42,538,000 | 42,931,000 | 42,972,000 | 43,191,000 |
| Risk-weighted assets | 384,547,000 | 388,197,000 | 373,802,000 | 362,828,000 |