Call reports 2015
LEGACY BANK — 2015
What LEGACY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 466,026,000 | 446,057,000 | 442,941,000 | 436,497,000 |
| Total loans | 343,739,000 | 351,238,000 | 346,748,000 | 358,240,000 |
| Allowance for loan losses | 5,126,000 | 5,248,000 | 5,340,000 | 5,338,000 |
| Securities available for sale | 27,651,000 | 27,316,000 | 27,428,000 | 26,983,000 |
| Securities held to maturity | 19,160,000 | 12,660,000 | 6,750,000 | 6,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,927,000 | 406,980,000 | 403,203,000 | 398,263,000 |
| Interest-bearing deposits | 321,034,000 | 313,656,000 | 310,843,000 | 308,132,000 |
| Noninterest-bearing deposits | 106,893,000 | 93,324,000 | 92,360,000 | 90,131,000 |
| Equity capital | 36,858,000 | 37,180,000 | 37,695,000 | 36,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,226,000 | 10,743,000 | 15,820,000 | 21,000,000 |
| Interest expense | 417,000 | 818,000 | 1,209,000 | 1,591,000 |
| Net interest income | 4,809,000 | 9,925,000 | 14,611,000 | 19,409,000 |
| Noninterest income | 1,936,000 | 4,049,000 | 5,998,000 | 7,604,000 |
| Noninterest expense | 6,599,000 | 12,632,000 | 18,900,000 | 24,865,000 |
| Provision for loan losses | 146,000 | 800,000 | 900,000 | 900,000 |
| Pretax income | 0 | 542,000 | 809,000 | 1,248,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 0 | 542,000 | 809,000 | 1,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,661,000 | 37,202,000 | 37,470,000 | 36,958,000 |
| Total capital | 41,618,000 | 42,168,000 | 42,287,000 | 41,855,000 |
| Risk-weighted assets | 396,422,000 | 397,060,000 | 384,899,000 | 391,367,000 |