Call reports 2014
LEGACY BANK — 2014
What LEGACY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 493,322,000 | 487,020,000 | 466,638,000 | 462,787,000 |
| Total loans | 381,926,000 | 379,363,000 | 372,111,000 | 339,877,000 |
| Allowance for loan losses | 5,185,000 | 5,046,000 | 5,159,000 | 5,517,000 |
| Securities available for sale | 33,128,000 | 27,538,000 | 27,317,000 | 27,327,000 |
| Securities held to maturity | 27,406,000 | 26,480,000 | 19,160,000 | 19,160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 439,297,000 | 438,531,000 | 424,844,000 | 425,178,000 |
| Interest-bearing deposits | 335,059,000 | 324,334,000 | 325,057,000 | 320,236,000 |
| Noninterest-bearing deposits | 104,238,000 | 114,197,000 | 99,787,000 | 104,942,000 |
| Equity capital | 41,275,000 | 40,998,000 | 39,710,000 | 36,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,699,000 | 11,439,000 | 16,670,000 | 21,784,000 |
| Interest expense | 477,000 | 955,000 | 1,418,000 | 1,867,000 |
| Net interest income | 5,222,000 | 10,484,000 | 15,252,000 | 19,917,000 |
| Noninterest income | 2,793,000 | 5,637,000 | 8,465,000 | 10,868,000 |
| Noninterest expense | 7,010,000 | 13,996,000 | 22,589,000 | 28,815,000 |
| Provision for loan losses | 302,000 | 1,998,000 | 2,298,000 | 6,474,000 |
| Pretax income | 703,000 | 104,000 | -1,193,000 | -4,527,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 703,000 | 104,000 | -1,193,000 | -4,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,891,000 | 41,292,000 | 39,995,000 | 36,661,000 |
| Total capital | 47,060,000 | 46,337,000 | 44,907,000 | 41,170,000 |
| Risk-weighted assets | 413,542,000 | 403,565,000 | 392,713,000 | 359,698,000 |