Call reports 2013
LEGACY BANK — 2013
What LEGACY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 503,911,000 | 502,149,000 | 504,029,000 | 488,143,000 |
| Total loans | 372,119,000 | 362,110,000 | 366,539,000 | 378,888,000 |
| Allowance for loan losses | 5,916,000 | 6,040,000 | 5,104,000 | 5,828,000 |
| Securities available for sale | 38,890,000 | 71,595,000 | 59,491,000 | 33,236,000 |
| Securities held to maturity | 9,881,000 | 20,613,000 | 27,408,000 | 27,407,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 460,077,000 | 456,966,000 | 439,544,000 | 441,824,000 |
| Interest-bearing deposits | 354,448,000 | 353,763,000 | 338,216,000 | 332,732,000 |
| Noninterest-bearing deposits | 105,630,000 | 103,203,000 | 101,328,000 | 109,092,000 |
| Equity capital | 42,599,000 | 41,743,000 | 41,243,000 | 40,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,995,000 | 12,121,000 | 17,493,000 | 24,164,000 |
| Interest expense | 633,000 | 1,258,000 | 1,833,000 | 2,364,000 |
| Net interest income | 5,362,000 | 10,863,000 | 15,660,000 | 21,800,000 |
| Noninterest income | 1,944,000 | 4,464,000 | 7,213,000 | 9,962,000 |
| Noninterest expense | 5,812,000 | 12,067,000 | 18,766,000 | 25,646,000 |
| Provision for loan losses | 249,000 | 399,000 | 1,653,000 | 3,813,000 |
| Pretax income | 1,245,000 | 2,861,000 | 2,232,000 | 2,420,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,245,000 | 2,861,000 | 2,232,000 | 2,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,364,000 | 41,980,000 | 41,350,000 | 41,188,000 |
| Total capital | 46,261,000 | 46,939,000 | 46,450,000 | 46,307,000 |
| Risk-weighted assets | 391,198,000 | 396,038,000 | 408,025,000 | 408,805,000 |