Call reports 2012
LEGACY BANK — 2012
What LEGACY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 463,207,000 | 464,756,000 | 474,999,000 | 495,814,000 |
| Total loans | 327,555,000 | 361,690,000 | 368,536,000 | 369,330,000 |
| Allowance for loan losses | 5,220,000 | 5,316,000 | 5,315,000 | 5,642,000 |
| Securities available for sale | 41,264,000 | 40,710,000 | 40,199,000 | 39,430,000 |
| Securities held to maturity | 0 | 2,555,000 | 9,881,000 | 9,881,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,629,000 | 413,897,000 | 429,772,000 | 451,436,000 |
| Interest-bearing deposits | 332,857,000 | 323,473,000 | 336,081,000 | 351,119,000 |
| Noninterest-bearing deposits | 87,772,000 | 90,425,000 | 93,691,000 | 100,317,000 |
| Equity capital | 41,347,000 | 42,342,000 | 42,960,000 | 42,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,199,000 | 10,944,000 | 17,051,000 | 23,083,000 |
| Interest expense | 792,000 | 1,485,000 | 2,183,000 | 2,901,000 |
| Net interest income | 4,407,000 | 9,459,000 | 14,868,000 | 20,182,000 |
| Noninterest income | 1,786,000 | 3,740,000 | 5,180,000 | 8,733,000 |
| Noninterest expense | 5,527,000 | 10,971,000 | 16,999,000 | 23,460,000 |
| Provision for loan losses | 166,000 | 313,000 | 556,000 | 855,000 |
| Pretax income | 500,000 | 1,915,000 | 2,493,000 | 4,600,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 500,000 | 1,915,000 | 2,493,000 | 4,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,769,000 | 40,834,000 | 41,411,000 | 41,119,000 |
| Total capital | 44,261,000 | 45,768,000 | 46,291,000 | 46,117,000 |
| Risk-weighted assets | 358,646,000 | 394,381,000 | 393,119,000 | 399,965,000 |