Call reports 2011
LEGACY BANK — 2011
What LEGACY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 434,915,000 | 439,363,000 | 452,122,000 | 451,973,000 |
| Total loans | 311,252,000 | 301,067,000 | 312,637,000 | 315,228,000 |
| Allowance for loan losses | 5,220,000 | 4,777,000 | 5,016,000 | 5,027,000 |
| Securities available for sale | 35,581,000 | 35,598,000 | 35,218,000 | 41,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,899,000 | 396,389,000 | 408,206,000 | 409,140,000 |
| Interest-bearing deposits | 322,636,000 | 317,935,000 | 327,719,000 | 327,791,000 |
| Noninterest-bearing deposits | 71,263,000 | 78,454,000 | 80,487,000 | 81,349,000 |
| Equity capital | 39,734,000 | 41,456,000 | 42,177,000 | 40,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,061,000 | 10,133,000 | 15,207,000 | 20,555,000 |
| Interest expense | 930,000 | 1,845,000 | 2,755,000 | 3,614,000 |
| Net interest income | 4,131,000 | 8,288,000 | 12,452,000 | 16,941,000 |
| Noninterest income | 1,511,000 | 3,090,000 | 4,450,000 | 5,884,000 |
| Noninterest expense | 4,243,000 | 8,634,000 | 13,384,000 | 18,841,000 |
| Provision for loan losses | 147,000 | 296,000 | 495,000 | 742,000 |
| Pretax income | 1,252,000 | 2,448,000 | 3,023,000 | 3,242,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,252,000 | 2,448,000 | 3,023,000 | 3,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,878,000 | 40,073,000 | 40,648,000 | 39,268,000 |
| Total capital | 43,175,000 | 44,302,000 | 45,013,000 | 43,486,000 |
| Risk-weighted assets | 342,867,000 | 337,770,000 | 348,575,000 | 350,237,000 |