Call reports 2010
LEGACY BANK — 2010
What LEGACY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 435,752,000 | 434,288,000 | 430,036,000 | 430,974,000 |
| Total loans | 326,994,000 | 310,186,000 | 312,851,000 | 314,205,000 |
| Allowance for loan losses | 5,745,000 | 6,122,000 | 5,066,000 | 5,043,000 |
| Securities available for sale | 43,431,000 | 33,358,000 | 37,775,000 | 36,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,424,000 | 392,783,000 | 387,448,000 | 391,078,000 |
| Interest-bearing deposits | 330,331,000 | 332,950,000 | 323,787,000 | 318,168,000 |
| Noninterest-bearing deposits | 65,093,000 | 59,833,000 | 63,661,000 | 72,911,000 |
| Equity capital | 39,035,000 | 39,916,000 | 40,558,000 | 38,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,073,000 | 11,295,000 | 16,359,000 | 21,523,000 |
| Interest expense | 1,317,000 | 2,521,000 | 3,694,000 | 4,675,000 |
| Net interest income | 4,756,000 | 8,774,000 | 12,665,000 | 16,848,000 |
| Noninterest income | 2,300,000 | 3,407,000 | 4,513,000 | 5,541,000 |
| Noninterest expense | 4,633,000 | 8,972,000 | 13,366,000 | 17,417,000 |
| Provision for loan losses | 1,107,000 | 1,693,000 | 2,202,000 | 4,850,000 |
| Pretax income | 1,316,000 | 1,516,000 | 1,610,000 | 122,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,316,000 | 1,516,000 | 1,610,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,820,000 | 39,019,000 | 39,114,000 | 37,626,000 |
| Total capital | 43,185,000 | 43,282,000 | 43,444,000 | 41,924,000 |
| Risk-weighted assets | 352,595,000 | 339,223,000 | 345,719,000 | 343,069,000 |