Call reports 2009
LEGACY BANK — 2009
What LEGACY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 481,310,000 | 478,386,000 | 464,549,000 | 469,151,000 |
| Total loans | 385,984,000 | 376,189,000 | 357,427,000 | 339,291,000 |
| Allowance for loan losses | 5,929,000 | 3,040,000 | 3,267,000 | 4,401,000 |
| Securities available for sale | 37,117,000 | 31,278,000 | 29,795,000 | 44,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 439,877,000 | 436,884,000 | 423,317,000 | 430,330,000 |
| Interest-bearing deposits | 370,260,000 | 366,569,000 | 360,172,000 | 362,659,000 |
| Noninterest-bearing deposits | 69,617,000 | 70,315,000 | 63,144,000 | 67,671,000 |
| Equity capital | 39,855,000 | 39,792,000 | 39,613,000 | 37,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,038,000 | 12,282,000 | 18,350,000 | 24,325,000 |
| Interest expense | 1,894,000 | 3,763,000 | 5,519,000 | 7,142,000 |
| Net interest income | 4,144,000 | 8,519,000 | 12,831,000 | 17,183,000 |
| Noninterest income | 1,331,000 | 2,538,000 | 3,916,000 | 5,190,000 |
| Noninterest expense | 6,297,000 | 11,354,000 | 16,084,000 | 21,101,000 |
| Provision for loan losses | 1,033,000 | 1,576,000 | 2,541,000 | 4,365,000 |
| Pretax income | -1,855,000 | -1,873,000 | -1,878,000 | -3,093,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,855,000 | -1,873,000 | -1,878,000 | -3,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,741,000 | 38,724,000 | 38,718,000 | 37,504,000 |
| Total capital | 44,104,000 | 41,764,000 | 41,985,000 | 41,905,000 |
| Risk-weighted assets | 427,678,000 | 413,301,000 | 394,640,000 | 373,731,000 |