Call reports 2006
LEGACY BANK — 2006
What LEGACY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 497,721,000 | 515,575,000 | 500,448,000 | 521,434,000 |
| Total loans | 397,693,000 | 387,517,000 | 381,195,000 | 399,306,000 |
| Allowance for loan losses | 3,407,000 | 3,498,000 | 3,778,000 | 3,970,000 |
| Securities available for sale | 46,585,000 | 50,878,000 | 71,036,000 | 60,767,000 |
| Securities held to maturity | 2,175,000 | 1,020,000 | 235,000 | 235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,556,000 | 466,964,000 | 451,160,000 | 470,767,000 |
| Interest-bearing deposits | 394,195,000 | 411,313,000 | 394,723,000 | 413,841,000 |
| Noninterest-bearing deposits | 56,361,000 | 55,651,000 | 56,437,000 | 56,926,000 |
| Equity capital | 45,401,000 | 46,642,000 | 46,268,000 | 48,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 9,055,000 | 18,571,000 | 28,730,000 | 39,400,000 |
| Interest expense | 3,378,000 | 7,187,000 | 11,291,000 | 15,958,000 |
| Net interest income | 5,677,000 | 11,384,000 | 17,439,000 | 23,442,000 |
| Noninterest income | 1,572,000 | 2,420,000 | 3,645,000 | 4,961,000 |
| Noninterest expense | 4,101,000 | 8,175,000 | 12,527,000 | 17,849,000 |
| Provision for loan losses | 386,000 | 545,000 | 860,000 | 1,030,000 |
| Pretax income | 2,762,000 | 5,084,000 | 7,697,000 | 9,524,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,762,000 | 5,084,000 | 7,697,000 | 9,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,916,000 | 47,211,000 | 46,307,000 | 48,134,000 |
| Total capital | 49,322,000 | 50,709,000 | 50,085,000 | 52,104,000 |
| Risk-weighted assets | 435,230,000 | 440,188,000 | 439,321,000 | 453,021,000 |