Call reports 2002
LEGACY BANK — 2002
What LEGACY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 271,150,000 | 277,028,000 | 298,150,000 | 288,064,000 |
| Total loans | 210,637,000 | 225,679,000 | 232,861,000 | 240,609,000 |
| Allowance for loan losses | 1,860,000 | 1,804,000 | 2,833,000 | 2,449,000 |
| Securities available for sale | 19,097,000 | 17,196,000 | 15,704,000 | 14,189,000 |
| Securities held to maturity | 9,550,000 | 9,990,000 | 10,225,000 | 10,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,580,000 | 251,947,000 | 272,961,000 | 261,718,000 |
| Interest-bearing deposits | 220,748,000 | 224,727,000 | 246,343,000 | 233,925,000 |
| Noninterest-bearing deposits | 26,832,000 | 27,220,000 | 26,618,000 | 27,793,000 |
| Equity capital | 23,101,000 | 24,281,000 | 24,238,000 | 25,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,341,000 | 8,763,000 | 13,490,000 | 18,085,000 |
| Interest expense | 1,569,000 | 3,025,000 | 4,580,000 | 5,891,000 |
| Net interest income | 2,772,000 | 5,738,000 | 8,910,000 | 12,194,000 |
| Noninterest income | 619,000 | 1,336,000 | 2,087,000 | 2,618,000 |
| Noninterest expense | 2,631,000 | 5,085,000 | 7,972,000 | 11,010,000 |
| Provision for loan losses | 147,000 | 243,000 | 1,301,000 | 1,339,000 |
| Pretax income | 613,000 | 1,746,000 | 1,724,000 | 2,463,000 |
| Income tax | 0 | 0 | 54,000 | 72,000 |
| Net income | 613,000 | 1,746,000 | 1,670,000 | 2,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,653,000 | 23,794,000 | 23,726,000 | 24,455,000 |
| Total capital | 24,513,000 | 25,598,000 | 26,559,000 | 26,904,000 |
| Risk-weighted assets | 219,625,000 | 234,246,000 | 245,044,000 | 246,119,000 |