Call reports 2001
LEGACY BANK — 2001
What LEGACY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 224,718,000 | 248,434,000 | 251,820,000 | 252,612,000 |
| Total loans | 165,390,000 | 170,824,000 | 188,171,000 | 199,753,000 |
| Allowance for loan losses | 1,294,000 | 1,344,000 | 1,711,000 | 1,846,000 |
| Securities available for sale | 35,676,000 | 29,320,000 | 24,566,000 | 21,522,000 |
| Securities held to maturity | 0 | 5,641,000 | 9,551,000 | 9,550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,046,000 | 228,537,000 | 232,038,000 | 231,369,000 |
| Interest-bearing deposits | 184,995,000 | 204,337,000 | 207,871,000 | 203,116,000 |
| Noninterest-bearing deposits | 23,051,000 | 24,200,000 | 24,167,000 | 28,253,000 |
| Equity capital | 16,053,000 | 19,010,000 | 18,664,000 | 20,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,810,000 | 9,714,000 | 14,355,000 | 18,822,000 |
| Interest expense | 2,386,000 | 4,665,000 | 6,845,000 | 8,526,000 |
| Net interest income | 2,424,000 | 5,049,000 | 7,510,000 | 10,296,000 |
| Noninterest income | 562,000 | 1,223,000 | 1,846,000 | 2,401,000 |
| Noninterest expense | 2,082,000 | 4,266,000 | 6,890,000 | 9,229,000 |
| Provision for loan losses | 113,000 | 425,000 | 962,000 | 4,968,000 |
| Pretax income | 791,000 | 1,581,000 | 1,504,000 | -1,500,000 |
| Income tax | 0 | 0 | 47,000 | 66,000 |
| Net income | 791,000 | 1,581,000 | 1,457,000 | -1,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,494,000 | 18,501,000 | 18,047,000 | 20,030,000 |
| Total capital | 16,788,000 | 19,845,000 | 19,758,000 | 21,876,000 |
| Risk-weighted assets | 166,621,000 | 180,357,000 | 195,174,000 | 204,356,000 |