Call reports 2016
BLANCO NATIONAL BANK, THE — 2016
What BLANCO NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 182,882,000 | 185,758,000 | 183,224,000 | 185,189,000 |
| Total loans | 96,116,000 | 101,821,000 | 98,554,000 | 91,731,000 |
| Allowance for loan losses | 1,243,000 | 1,324,000 | 1,289,000 | 1,232,000 |
| Securities available for sale | 77,073,000 | 69,615,000 | 70,678,000 | 66,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,178,000 | 166,166,000 | 163,314,000 | 167,647,000 |
| Interest-bearing deposits | 117,922,000 | 117,487,000 | 113,303,000 | 116,335,000 |
| Noninterest-bearing deposits | 46,256,000 | 48,679,000 | 50,011,000 | 51,312,000 |
| Equity capital | 18,144,000 | 18,934,000 | 18,984,000 | 17,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,860,000 | 3,743,000 | 5,636,000 | 7,431,000 |
| Interest expense | 75,000 | 151,000 | 228,000 | 304,000 |
| Net interest income | 1,785,000 | 3,592,000 | 5,408,000 | 7,127,000 |
| Noninterest income | 224,000 | 465,000 | 695,000 | 932,000 |
| Noninterest expense | 1,668,000 | 2,880,000 | 4,514,000 | 6,119,000 |
| Provision for loan losses | 37,000 | 135,000 | 135,000 | 135,000 |
| Pretax income | 307,000 | 1,128,000 | 1,618,000 | 1,969,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 307,000 | 1,128,000 | 1,618,000 | 1,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,450,000 | 17,828,000 | 18,118,000 | 18,446,000 |
| Total capital | 18,693,000 | 19,152,000 | 19,407,000 | 19,678,000 |
| Risk-weighted assets | 106,074,000 | 106,892,000 | 103,751,000 | 100,027,000 |