Call reports 2015
BLANCO NATIONAL BANK, THE — 2015
What BLANCO NATIONAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 173,307,000 | 174,271,000 | 178,854,000 | 184,452,000 |
| Total loans | 97,585,000 | 97,861,000 | 96,887,000 | 93,166,000 |
| Allowance for loan losses | 1,283,000 | 1,263,000 | 1,261,000 | 1,253,000 |
| Securities available for sale | 56,888,000 | 59,578,000 | 63,953,000 | 71,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,732,000 | 156,951,000 | 160,761,000 | 166,182,000 |
| Interest-bearing deposits | 107,968,000 | 106,495,000 | 107,734,000 | 112,720,000 |
| Noninterest-bearing deposits | 47,764,000 | 50,456,000 | 53,027,000 | 53,462,000 |
| Equity capital | 16,997,000 | 16,599,000 | 17,182,000 | 17,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,871,000 | 3,709,000 | 5,585,000 | 7,453,000 |
| Interest expense | 77,000 | 151,000 | 228,000 | 304,000 |
| Net interest income | 1,794,000 | 3,558,000 | 5,357,000 | 7,149,000 |
| Noninterest income | 215,000 | 506,000 | 737,000 | 972,000 |
| Noninterest expense | 1,606,000 | 3,153,000 | 4,746,000 | 6,203,000 |
| Provision for loan losses | 0 | 67,000 | 67,000 | 67,000 |
| Pretax income | 491,000 | 976,000 | 1,413,000 | 1,979,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 491,000 | 976,000 | 1,413,000 | 1,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,543,000 | 16,695,000 | 16,924,000 | 17,459,000 |
| Total capital | 17,826,000 | 17,958,000 | 18,185,000 | 18,712,000 |
| Risk-weighted assets | 102,770,000 | 112,284,000 | 112,644,000 | 101,987,000 |