Call reports 2014
BLANCO NATIONAL BANK, THE — 2014
What BLANCO NATIONAL BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 157,321,000 | 158,705,000 | 162,424,000 | 168,367,000 |
| Total loans | 92,106,000 | 95,356,000 | 100,145,000 | 101,100,000 |
| Allowance for loan losses | 1,194,000 | 1,227,000 | 1,293,000 | 1,312,000 |
| Securities available for sale | 53,701,000 | 51,481,000 | 46,447,000 | 50,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,923,000 | 142,098,000 | 145,298,000 | 150,836,000 |
| Interest-bearing deposits | 100,386,000 | 98,973,000 | 100,081,000 | 105,281,000 |
| Noninterest-bearing deposits | 41,537,000 | 43,125,000 | 45,217,000 | 45,555,000 |
| Equity capital | 14,927,000 | 15,936,000 | 16,279,000 | 16,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,792,000 | 3,636,000 | 5,534,000 | 7,447,000 |
| Interest expense | 82,000 | 162,000 | 240,000 | 318,000 |
| Net interest income | 1,710,000 | 3,474,000 | 5,294,000 | 7,129,000 |
| Noninterest income | 228,000 | 464,000 | 692,000 | 943,000 |
| Noninterest expense | 1,568,000 | 3,110,000 | 4,729,000 | 6,154,000 |
| Provision for loan losses | 108,000 | 149,000 | 204,000 | 249,000 |
| Pretax income | 267,000 | 679,000 | 1,055,000 | 1,678,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 267,000 | 679,000 | 1,055,000 | 1,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,640,000 | 15,814,000 | 16,036,000 | 16,392,000 |
| Total capital | 16,834,000 | 17,041,000 | 17,329,000 | 17,704,000 |
| Risk-weighted assets | 105,896,000 | 108,960,000 | 113,211,000 | 115,449,000 |