Call reports 2013
BLANCO NATIONAL BANK, THE — 2013
What BLANCO NATIONAL BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 155,899,000 | 156,840,000 | 151,506,000 | 156,934,000 |
| Total loans | 83,791,000 | 84,259,000 | 83,355,000 | 87,228,000 |
| Allowance for loan losses | 1,085,000 | 1,090,000 | 1,106,000 | 1,129,000 |
| Securities available for sale | 55,427,000 | 57,275,000 | 54,741,000 | 54,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,469,000 | 141,368,000 | 136,337,000 | 141,488,000 |
| Interest-bearing deposits | 104,185,000 | 103,659,000 | 98,347,000 | 100,456,000 |
| Noninterest-bearing deposits | 35,284,000 | 37,709,000 | 37,990,000 | 41,032,000 |
| Equity capital | 15,933,000 | 14,805,000 | 14,299,000 | 14,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,690,000 | 3,373,000 | 5,096,000 | 6,832,000 |
| Interest expense | 118,000 | 235,000 | 321,000 | 406,000 |
| Net interest income | 1,572,000 | 3,138,000 | 4,775,000 | 6,426,000 |
| Noninterest income | 191,000 | 447,000 | 610,000 | 853,000 |
| Noninterest expense | 1,547,000 | 2,666,000 | 4,244,000 | 5,616,000 |
| Provision for loan losses | 12,000 | 43,000 | 75,000 | 130,000 |
| Pretax income | 200,000 | 872,000 | 1,062,000 | 1,534,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 200,000 | 872,000 | 1,062,000 | 1,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,540,000 | 15,961,000 | 15,944,000 | 16,149,000 |
| Total capital | 16,625,000 | 17,051,000 | 17,050,000 | 17,278,000 |
| Risk-weighted assets | 99,095,000 | 99,341,000 | 97,274,000 | 101,834,000 |