Call reports 2012
BLANCO NATIONAL BANK, THE — 2012
What BLANCO NATIONAL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 157,112,000 | 155,009,000 | 151,900,000 | 155,359,000 |
| Total loans | 86,011,000 | 83,356,000 | 80,557,000 | 81,859,000 |
| Allowance for loan losses | 1,118,000 | 1,106,000 | 1,098,000 | 1,078,000 |
| Securities available for sale | 53,152,000 | 56,020,000 | 55,190,000 | 55,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,967,000 | 138,907,000 | 134,547,000 | 138,445,000 |
| Interest-bearing deposits | 102,204,000 | 103,419,000 | 102,176,000 | 105,120,000 |
| Noninterest-bearing deposits | 38,763,000 | 35,488,000 | 32,371,000 | 33,325,000 |
| Equity capital | 15,660,000 | 15,668,000 | 16,603,000 | 16,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,788,000 | 3,593,000 | 5,366,000 | 7,108,000 |
| Interest expense | 153,000 | 295,000 | 427,000 | 558,000 |
| Net interest income | 1,635,000 | 3,298,000 | 4,939,000 | 6,550,000 |
| Noninterest income | 205,000 | 445,000 | 697,000 | 971,000 |
| Noninterest expense | 1,628,000 | 3,104,000 | 4,693,000 | 6,216,000 |
| Provision for loan losses | 0 | 0 | 0 | 49,000 |
| Pretax income | 124,000 | 625,000 | 915,000 | 1,232,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 124,000 | 625,000 | 915,000 | 1,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,128,000 | 15,381,000 | 15,522,000 | 15,522,000 |
| Total capital | 16,246,000 | 16,487,000 | 16,620,000 | 16,600,000 |
| Risk-weighted assets | 99,319,000 | 99,315,000 | 95,578,000 | 97,880,000 |