Call reports 2010
BLANCO NATIONAL BANK, THE — 2010
What BLANCO NATIONAL BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 148,451,000 | 152,479,000 | 151,502,000 | 156,387,000 |
| Total loans | 88,158,000 | 91,900,000 | 93,925,000 | 92,411,000 |
| Allowance for loan losses | 1,140,000 | 1,199,000 | 1,216,000 | 1,233,000 |
| Securities available for sale | 40,992,000 | 39,297,000 | 32,677,000 | 32,177,000 |
| Securities held to maturity | 194,000 | 187,000 | 177,000 | 171,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,526,000 | 138,387,000 | 136,628,000 | 141,747,000 |
| Interest-bearing deposits | 108,854,000 | 110,772,000 | 109,560,000 | 113,567,000 |
| Noninterest-bearing deposits | 25,672,000 | 27,615,000 | 27,068,000 | 28,180,000 |
| Equity capital | 13,598,000 | 13,592,000 | 14,235,000 | 14,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,030,000 | 4,118,000 | 6,095,000 | 8,061,000 |
| Interest expense | 416,000 | 816,000 | 1,191,000 | 1,527,000 |
| Net interest income | 1,614,000 | 3,302,000 | 4,904,000 | 6,534,000 |
| Noninterest income | 160,000 | 416,000 | 648,000 | 898,000 |
| Noninterest expense | 1,538,000 | 3,139,000 | 4,654,000 | 6,183,000 |
| Provision for loan losses | 17,000 | 150,000 | 315,000 | 343,000 |
| Pretax income | 277,000 | 575,000 | 729,000 | 1,052,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 277,000 | 575,000 | 729,000 | 1,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,950,000 | 13,803,000 | 13,812,000 | 14,005,000 |
| Total capital | 15,090,000 | 15,002,000 | 15,028,000 | 15,238,000 |
| Risk-weighted assets | 103,624,000 | 107,283,000 | 108,070,000 | 107,389,000 |