Call reports 2009
BLANCO NATIONAL BANK, THE — 2009
What BLANCO NATIONAL BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 145,865,000 | 150,495,000 | 148,449,000 | 153,804,000 |
| Total loans | 85,194,000 | 88,546,000 | 86,823,000 | 86,606,000 |
| Allowance for loan losses | 1,042,000 | 1,150,000 | 1,129,000 | 1,168,000 |
| Securities available for sale | 40,462,000 | 38,741,000 | 42,711,000 | 46,579,000 |
| Securities held to maturity | 234,000 | 222,000 | 216,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,725,000 | 136,812,000 | 134,397,000 | 140,026,000 |
| Interest-bearing deposits | 104,374,000 | 109,219,000 | 108,383,000 | 114,288,000 |
| Noninterest-bearing deposits | 27,351,000 | 27,593,000 | 26,014,000 | 25,738,000 |
| Equity capital | 13,610,000 | 12,920,000 | 13,408,000 | 13,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,144,000 | 4,388,000 | 6,489,000 | 8,537,000 |
| Interest expense | 601,000 | 1,140,000 | 1,645,000 | 2,130,000 |
| Net interest income | 1,543,000 | 3,248,000 | 4,844,000 | 6,407,000 |
| Noninterest income | 259,000 | 532,000 | 803,000 | 1,106,000 |
| Noninterest expense | 1,479,000 | 3,174,000 | 4,912,000 | 6,526,000 |
| Provision for loan losses | 12,000 | 146,000 | 165,000 | 257,000 |
| Pretax income | 311,000 | 460,000 | 570,000 | 730,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 311,000 | 460,000 | 570,000 | 730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,971,000 | 13,905,000 | 13,922,000 | 13,803,000 |
| Total capital | 15,014,000 | 15,055,000 | 15,051,000 | 14,970,000 |
| Risk-weighted assets | 100,173,000 | 104,081,000 | 102,540,000 | 103,701,000 |