Call reports 2008
BLANCO NATIONAL BANK, THE — 2008
What BLANCO NATIONAL BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 136,611,000 | 138,703,000 | 137,937,000 | 139,982,000 |
| Total loans | 92,320,000 | 89,406,000 | 87,142,000 | 85,660,000 |
| Allowance for loan losses | 1,354,000 | 1,319,000 | 1,238,000 | 1,151,000 |
| Securities available for sale | 31,828,000 | 31,867,000 | 37,302,000 | 37,152,000 |
| Securities held to maturity | 265,000 | 259,000 | 250,000 | 241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,559,000 | 125,409,000 | 124,020,000 | 125,809,000 |
| Interest-bearing deposits | 96,062,000 | 98,317,000 | 97,571,000 | 100,430,000 |
| Noninterest-bearing deposits | 26,497,000 | 27,092,000 | 26,449,000 | 25,379,000 |
| Equity capital | 13,434,000 | 12,589,000 | 13,207,000 | 13,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,518,000 | 4,920,000 | 7,316,000 | 9,584,000 |
| Interest expense | 893,000 | 1,635,000 | 2,365,000 | 3,050,000 |
| Net interest income | 1,625,000 | 3,285,000 | 4,951,000 | 6,534,000 |
| Noninterest income | 259,000 | 572,000 | 877,000 | 1,181,000 |
| Noninterest expense | 1,487,000 | 3,036,000 | 4,443,000 | 6,093,000 |
| Provision for loan losses | 74,000 | 87,000 | 199,000 | 237,000 |
| Pretax income | 323,000 | 734,000 | 1,186,000 | 1,385,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 323,000 | 734,000 | 1,186,000 | 1,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,662,000 | 13,763,000 | 13,954,000 | 13,824,000 |
| Total capital | 14,965,000 | 15,044,000 | 15,192,000 | 14,975,000 |
| Risk-weighted assets | 104,198,000 | 102,403,000 | 99,318,000 | 99,218,000 |