Call reports 2007
BLANCO NATIONAL BANK, THE — 2007
What BLANCO NATIONAL BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 144,168,000 | 146,017,000 | 140,131,000 | 138,345,000 |
| Total loans | 105,797,000 | 103,362,000 | 97,182,000 | 94,088,000 |
| Allowance for loan losses | 1,579,000 | 1,532,000 | 1,438,000 | 1,393,000 |
| Securities available for sale | 23,985,000 | 23,124,000 | 23,786,000 | 28,398,000 |
| Securities held to maturity | 2,106,000 | 2,098,000 | 1,782,000 | 1,771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,761,000 | 132,886,000 | 125,557,000 | 124,170,000 |
| Interest-bearing deposits | 102,853,000 | 102,327,000 | 99,131,000 | 99,051,000 |
| Noninterest-bearing deposits | 27,908,000 | 30,559,000 | 26,426,000 | 25,119,000 |
| Equity capital | 12,714,000 | 12,162,000 | 13,056,000 | 12,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,662,000 | 5,415,000 | 8,195,000 | 10,784,000 |
| Interest expense | 866,000 | 1,858,000 | 2,847,000 | 3,777,000 |
| Net interest income | 1,796,000 | 3,557,000 | 5,348,000 | 7,007,000 |
| Noninterest income | 214,000 | 390,000 | 679,000 | 1,005,000 |
| Noninterest expense | 1,361,000 | 2,769,000 | 4,131,000 | 5,737,000 |
| Provision for loan losses | 56,000 | 121,000 | 146,000 | 173,000 |
| Pretax income | 593,000 | 1,057,000 | 1,750,000 | 2,102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 593,000 | 1,057,000 | 1,750,000 | 2,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,236,000 | 13,248,000 | 13,648,000 | 13,584,000 |
| Total capital | 14,692,000 | 14,678,000 | 14,993,000 | 14,899,000 |
| Risk-weighted assets | 116,372,000 | 114,265,000 | 107,527,000 | 105,082,000 |