Call reports 2006
BLANCO NATIONAL BANK, THE — 2006
What BLANCO NATIONAL BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 130,957,000 | 133,127,000 | 135,074,000 | 140,572,000 |
| Total loans | 101,848,000 | 104,179,000 | 107,265,000 | 107,167,000 |
| Allowance for loan losses | 1,192,000 | 1,636,000 | 1,567,000 | 1,583,000 |
| Securities available for sale | 18,050,000 | 17,597,000 | 17,775,000 | 17,818,000 |
| Securities held to maturity | 2,148,000 | 2,137,000 | 2,126,000 | 2,117,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,056,000 | 115,320,000 | 118,456,000 | 127,306,000 |
| Interest-bearing deposits | 90,015,000 | 85,636,000 | 87,816,000 | 97,736,000 |
| Noninterest-bearing deposits | 28,041,000 | 29,684,000 | 30,640,000 | 29,570,000 |
| Equity capital | 12,246,000 | 10,997,000 | 11,937,000 | 12,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,345,000 | 4,765,000 | 7,386,000 | 10,081,000 |
| Interest expense | 633,000 | 1,310,000 | 2,055,000 | 2,910,000 |
| Net interest income | 1,712,000 | 3,455,000 | 5,331,000 | 7,171,000 |
| Noninterest income | 274,000 | 540,000 | 815,000 | 1,071,000 |
| Noninterest expense | 1,362,000 | 2,796,000 | 4,151,000 | 5,575,000 |
| Provision for loan losses | 228,000 | 1,390,000 | 1,482,000 | 1,611,000 |
| Pretax income | 396,000 | -191,000 | 513,000 | 1,056,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 396,000 | -191,000 | 513,000 | 1,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,911,000 | 11,976,000 | 12,610,000 | 12,831,000 |
| Total capital | 14,103,000 | 13,380,000 | 14,054,000 | 14,287,000 |
| Risk-weighted assets | 109,990,000 | 112,070,000 | 115,393,000 | 116,346,000 |