Call reports 2005
BLANCO NATIONAL BANK, THE — 2005
What BLANCO NATIONAL BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 124,016,000 | 133,008,000 | 132,028,000 | 133,214,000 |
| Total loans | 98,296,000 | 108,152,000 | 101,476,000 | 97,291,000 |
| Allowance for loan losses | 1,222,000 | 1,298,000 | 1,125,000 | 1,120,000 |
| Securities available for sale | 14,205,000 | 14,085,000 | 13,602,000 | 14,648,000 |
| Securities held to maturity | 2,296,000 | 2,263,000 | 2,248,000 | 2,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,497,000 | 107,748,000 | 119,015,000 | 119,808,000 |
| Interest-bearing deposits | 85,104,000 | 82,687,000 | 92,989,000 | 92,379,000 |
| Noninterest-bearing deposits | 24,393,000 | 25,061,000 | 26,026,000 | 27,429,000 |
| Equity capital | 12,103,000 | 12,286,000 | 12,487,000 | 12,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,344,000 | 4,699,000 | 7,053,000 | 9,422,000 |
| Interest expense | 438,000 | 949,000 | 1,513,000 | 2,113,000 |
| Net interest income | 1,906,000 | 3,750,000 | 5,540,000 | 7,309,000 |
| Noninterest income | 251,000 | 496,000 | 757,000 | 1,004,000 |
| Noninterest expense | 1,370,000 | 2,688,000 | 4,096,000 | 5,495,000 |
| Provision for loan losses | 137,000 | 343,000 | 450,000 | 634,000 |
| Pretax income | 650,000 | 1,215,000 | 1,751,000 | 2,184,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 650,000 | 1,215,000 | 1,751,000 | 2,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,443,000 | 12,473,000 | 12,795,000 | 12,872,000 |
| Total capital | 13,665,000 | 13,771,000 | 13,920,000 | 13,992,000 |
| Risk-weighted assets | 105,600,000 | 115,576,000 | 108,743,000 | 104,515,000 |