Call reports 2004
BLANCO NATIONAL BANK, THE — 2004
What BLANCO NATIONAL BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 109,111,000 | 114,059,000 | 117,691,000 | 122,997,000 |
| Total loans | 79,683,000 | 86,679,000 | 91,548,000 | 93,652,000 |
| Allowance for loan losses | 1,051,000 | 1,066,000 | 1,097,000 | 1,127,000 |
| Securities available for sale | 12,337,000 | 12,197,000 | 13,824,000 | 14,523,000 |
| Securities held to maturity | 6,342,000 | 5,646,000 | 2,340,000 | 2,319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,344,000 | 102,327,000 | 103,303,000 | 110,252,000 |
| Interest-bearing deposits | 76,401,000 | 80,936,000 | 80,741,000 | 86,196,000 |
| Noninterest-bearing deposits | 19,943,000 | 21,391,000 | 22,562,000 | 24,056,000 |
| Equity capital | 11,138,000 | 11,080,000 | 11,698,000 | 11,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,959,000 | 3,983,000 | 6,110,000 | 8,378,000 |
| Interest expense | 383,000 | 767,000 | 1,167,000 | 1,595,000 |
| Net interest income | 1,576,000 | 3,216,000 | 4,943,000 | 6,783,000 |
| Noninterest income | 266,000 | 531,000 | 769,000 | 996,000 |
| Noninterest expense | 1,338,000 | 2,507,000 | 3,780,000 | 5,123,000 |
| Provision for loan losses | 216,000 | 389,000 | 494,000 | 642,000 |
| Pretax income | 288,000 | 851,000 | 1,438,000 | 2,014,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 288,000 | 851,000 | 1,438,000 | 2,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,156,000 | 11,462,000 | 11,826,000 | 12,066,000 |
| Total capital | 12,207,000 | 12,528,000 | 12,923,000 | 13,193,000 |
| Risk-weighted assets | 86,733,000 | 94,148,000 | 98,561,000 | 101,418,000 |