Call reports 2003
BLANCO NATIONAL BANK, THE — 2003
What BLANCO NATIONAL BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 98,398,000 | 103,323,000 | 106,367,000 | 106,722,000 |
| Total loans | 63,731,000 | 71,168,000 | 74,195,000 | 76,913,000 |
| Allowance for loan losses | 940,000 | 966,000 | 997,000 | 1,027,000 |
| Securities available for sale | 11,541,000 | 11,547,000 | 11,556,000 | 11,777,000 |
| Securities held to maturity | 8,114,000 | 8,063,000 | 7,883,000 | 7,861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,710,000 | 90,775,000 | 89,369,000 | 95,041,000 |
| Interest-bearing deposits | 73,930,000 | 74,169,000 | 71,380,000 | 75,654,000 |
| Noninterest-bearing deposits | 16,780,000 | 16,606,000 | 17,989,000 | 19,387,000 |
| Equity capital | 7,277,000 | 7,782,000 | 8,121,000 | 10,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,857,000 | 3,724,000 | 5,688,000 | 7,669,000 |
| Interest expense | 379,000 | 816,000 | 1,217,000 | 1,623,000 |
| Net interest income | 1,478,000 | 2,908,000 | 4,471,000 | 6,046,000 |
| Noninterest income | 214,000 | 477,000 | 737,000 | 984,000 |
| Noninterest expense | 1,128,000 | 2,161,000 | 3,347,000 | 4,466,000 |
| Provision for loan losses | 161,000 | 429,000 | 575,000 | 806,000 |
| Pretax income | 403,000 | 795,000 | 1,286,000 | 1,758,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 403,000 | 795,000 | 1,286,000 | 1,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,190,000 | 7,667,000 | 8,134,000 | 11,056,000 |
| Total capital | 8,084,000 | 8,633,000 | 9,131,000 | 12,083,000 |
| Risk-weighted assets | 71,480,000 | 78,685,000 | 81,539,000 | 84,274,000 |