Call reports 2002
BLANCO NATIONAL BANK, THE — 2002
What BLANCO NATIONAL BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 84,985,000 | 89,603,000 | 90,394,000 | 93,569,000 |
| Total loans | 52,332,000 | 54,807,000 | 56,580,000 | 59,971,000 |
| Allowance for loan losses | 779,000 | 876,000 | 893,000 | 919,000 |
| Securities available for sale | 10,733,000 | 12,202,000 | 11,787,000 | 11,530,000 |
| Securities held to maturity | 2,804,000 | 2,746,000 | 8,569,000 | 8,441,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,811,000 | 82,606,000 | 83,107,000 | 86,054,000 |
| Interest-bearing deposits | 64,744,000 | 68,368,000 | 68,205,000 | 70,545,000 |
| Noninterest-bearing deposits | 13,067,000 | 14,238,000 | 14,902,000 | 15,509,000 |
| Equity capital | 6,771,000 | 6,654,000 | 6,864,000 | 6,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,685,000 | 3,330,000 | 5,135,000 | 6,937,000 |
| Interest expense | 567,000 | 1,099,000 | 1,637,000 | 2,144,000 |
| Net interest income | 1,118,000 | 2,231,000 | 3,498,000 | 4,793,000 |
| Noninterest income | 180,000 | 363,000 | 567,000 | 768,000 |
| Noninterest expense | 958,000 | 1,948,000 | 2,978,000 | 3,948,000 |
| Provision for loan losses | 67,000 | 410,000 | 561,000 | 695,000 |
| Pretax income | 273,000 | 236,000 | 526,000 | 918,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 273,000 | 236,000 | 526,000 | 918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,806,000 | 6,621,000 | 6,811,000 | 6,904,000 |
| Total capital | 7,534,000 | 7,383,000 | 7,611,000 | 7,747,000 |
| Risk-weighted assets | 58,235,000 | 61,099,000 | 63,931,000 | 67,386,000 |