Call reports 2001
BLANCO NATIONAL BANK, THE — 2001
What BLANCO NATIONAL BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 70,438,000 | 73,894,000 | 79,743,000 | 83,019,000 |
| Total loans | 43,630,000 | 45,071,000 | 47,495,000 | 49,131,000 |
| Allowance for loan losses | 708,000 | 764,000 | 778,000 | 686,000 |
| Securities available for sale | 14,065,000 | 14,707,000 | 14,110,000 | 13,531,000 |
| Securities held to maturity | 3,228,000 | 3,167,000 | 2,883,000 | 2,846,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,371,000 | 66,933,000 | 72,660,000 | 75,697,000 |
| Interest-bearing deposits | 52,478,000 | 55,321,000 | 60,723,000 | 63,383,000 |
| Noninterest-bearing deposits | 10,893,000 | 11,612,000 | 11,937,000 | 12,314,000 |
| Equity capital | 6,594,000 | 6,724,000 | 6,764,000 | 6,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,509,000 | 3,068,000 | 4,732,000 | 6,407,000 |
| Interest expense | 646,000 | 1,333,000 | 2,028,000 | 2,659,000 |
| Net interest income | 863,000 | 1,735,000 | 2,704,000 | 3,748,000 |
| Noninterest income | 153,000 | 303,000 | 471,000 | 664,000 |
| Noninterest expense | 716,000 | 1,402,000 | 2,221,000 | 3,086,000 |
| Provision for loan losses | 133,000 | 243,000 | 345,000 | 503,000 |
| Pretax income | 167,000 | 393,000 | 609,000 | 823,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 167,000 | 393,000 | 609,000 | 823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,557,000 | 6,632,000 | 6,701,000 | 6,615,000 |
| Total capital | 7,182,000 | 7,274,000 | 7,364,000 | 7,301,000 |
| Risk-weighted assets | 49,936,000 | 51,261,000 | 52,920,000 | 54,928,000 |