Call reports 2025
BANK OF WALKER COUNTY — 2025
What BANK OF WALKER COUNTY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 95,547,000 | 97,488,000 | 97,800,000 | 95,547,000 |
| Total loans | 72,544,000 | 73,658,000 | 73,789,000 | 74,108,000 |
| Allowance for loan losses | 843,000 | 875,000 | 903,000 | 921,000 |
| Securities available for sale | 7,838,000 | 9,374,000 | 9,154,000 | 8,789,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,282,000 | 87,759,000 | 87,577,000 | 85,049,000 |
| Interest-bearing deposits | 44,191,000 | 48,083,000 | 44,887,000 | 42,845,000 |
| Noninterest-bearing deposits | 42,091,000 | 39,676,000 | 42,690,000 | 42,204,000 |
| Equity capital | 9,091,000 | 9,513,000 | 10,009,000 | 10,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,442,000 | 2,892,000 | 4,384,000 | 5,886,000 |
| Interest expense | 307,000 | 586,000 | 876,000 | 1,158,000 |
| Net interest income | 1,135,000 | 2,306,000 | 3,508,000 | 4,728,000 |
| Noninterest income | 170,000 | 340,000 | 523,000 | 696,000 |
| Noninterest expense | 931,000 | 1,840,000 | 2,806,000 | 3,906,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 344,000 | 746,000 | 1,135,000 | 1,398,000 |
| Income tax | 23,000 | 51,000 | 75,000 | 86,000 |
| Net income | 321,000 | 695,000 | 1,060,000 | 1,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,930,000 | 10,282,000 | 10,684,000 | 10,896,000 |