Call reports 2024
BANK OF WALKER COUNTY — 2024
What BANK OF WALKER COUNTY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 94,709,000 | 93,924,000 | 94,927,000 | 100,111,000 |
| Total loans | 70,233,000 | 72,332,000 | 69,715,000 | 69,192,000 |
| Allowance for loan losses | 739,000 | 771,000 | 798,000 | 813,000 |
| Securities available for sale | 9,390,000 | 9,197,000 | 12,109,000 | 11,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,288,000 | 85,209,000 | 85,615,000 | 90,783,000 |
| Interest-bearing deposits | 45,674,000 | 46,374,000 | 47,187,000 | 52,399,000 |
| Noninterest-bearing deposits | 40,614,000 | 38,835,000 | 38,428,000 | 38,384,000 |
| Equity capital | 8,249,000 | 8,497,000 | 9,112,000 | 9,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,284,000 | 2,660,000 | 4,048,000 | 5,473,000 |
| Interest expense | 246,000 | 530,000 | 819,000 | 1,128,000 |
| Net interest income | 1,038,000 | 2,130,000 | 3,229,000 | 4,345,000 |
| Noninterest income | 183,000 | 365,000 | 544,000 | 725,000 |
| Noninterest expense | 922,000 | 1,800,000 | 2,696,000 | 3,761,000 |
| Provision for loan losses | 35,000 | 65,000 | 95,000 | 125,000 |
| Pretax income | 264,000 | 630,000 | 982,000 | 1,184,000 |
| Income tax | 17,000 | 40,000 | 65,000 | 67,000 |
| Net income | 247,000 | 590,000 | 917,000 | 1,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,218,000 | 9,517,000 | 9,863,000 | 10,052,000 |
| Total capital | — | — | 10,660,000 | 10,830,000 |
| Risk-weighted assets | — | — | 65,190,000 | 62,255,000 |