Call reports 2023
BANK OF WALKER COUNTY — 2023
What BANK OF WALKER COUNTY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 92,061,000 | 91,493,000 | 91,072,000 | 89,255,000 |
| Total loans | 56,544,000 | 62,368,000 | 68,861,000 | 68,407,000 |
| Allowance for loan losses | 589,000 | 619,000 | 657,000 | 702,000 |
| Securities available for sale | 26,815,000 | 21,649,000 | 11,432,000 | 12,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,190,000 | 83,338,000 | 83,088,000 | 80,694,000 |
| Interest-bearing deposits | 47,380,000 | 46,168,000 | 44,109,000 | 42,884,000 |
| Noninterest-bearing deposits | 36,810,000 | 37,170,000 | 38,979,000 | 37,810,000 |
| Equity capital | 7,821,000 | 8,019,000 | 7,842,000 | 8,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 2,119,000 | 3,280,000 | 4,524,000 |
| Interest expense | 108,000 | 244,000 | 413,000 | 599,000 |
| Net interest income | 921,000 | 1,875,000 | 2,867,000 | 3,925,000 |
| Noninterest income | 182,000 | 345,000 | 522,000 | 731,000 |
| Noninterest expense | 805,000 | 1,646,000 | 2,515,000 | 3,493,000 |
| Provision for loan losses | 0 | 30,000 | 65,000 | 110,000 |
| Pretax income | 298,000 | 529,000 | 794,000 | 1,038,000 |
| Income tax | 17,000 | 28,000 | 40,000 | 52,000 |
| Net income | 281,000 | 501,000 | 754,000 | 986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,018,000 | 9,220,000 | 9,154,000 | 9,456,000 |