Call reports 2022
BANK OF WALKER COUNTY — 2022
What BANK OF WALKER COUNTY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 94,770,000 | 94,041,000 | 97,686,000 | 94,754,000 |
| Total loans | 44,297,000 | 44,354,000 | 49,518,000 | 54,141,000 |
| Allowance for loan losses | 574,000 | 577,000 | 579,000 | 587,000 |
| Securities available for sale | 13,864,000 | 22,789,000 | 36,863,000 | 31,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,883,000 | 86,539,000 | 90,446,000 | 84,255,000 |
| Interest-bearing deposits | 53,824,000 | 51,409,000 | 52,116,000 | 48,049,000 |
| Noninterest-bearing deposits | 33,059,000 | 35,130,000 | 38,330,000 | 36,206,000 |
| Equity capital | 7,806,000 | 7,452,000 | 7,215,000 | 7,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 660,000 | 1,392,000 | 2,286,000 | 3,279,000 |
| Interest expense | 50,000 | 99,000 | 149,000 | 211,000 |
| Net interest income | 610,000 | 1,293,000 | 2,137,000 | 3,068,000 |
| Noninterest income | 242,000 | 458,000 | 600,000 | 767,000 |
| Noninterest expense | 698,000 | 1,482,000 | 2,351,000 | 3,211,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 154,000 | 269,000 | 386,000 | 619,000 |
| Income tax | 9,000 | 14,000 | 14,000 | 22,000 |
| Net income | 145,000 | 255,000 | 372,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,457,000 | 8,552,000 | 8,674,000 | 8,891,000 |
| Total capital | 9,031,000 | — | 9,253,000 | — |
| Risk-weighted assets | 51,161,000 | — | 54,973,000 | — |