Call reports 2021
BANK OF WALKER COUNTY — 2021
What BANK OF WALKER COUNTY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 83,582,000 | 85,255,000 | 86,950,000 | 88,953,000 |
| Total loans | 48,453,000 | 48,489,000 | 46,952,000 | 46,216,000 |
| Allowance for loan losses | 563,000 | 567,000 | 574,000 | 572,000 |
| Securities available for sale | 8,894,000 | 8,272,000 | 7,670,000 | 10,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,296,000 | 76,853,000 | 78,206,000 | 80,333,000 |
| Interest-bearing deposits | 47,530,000 | 42,729,000 | 42,690,000 | 45,993,000 |
| Noninterest-bearing deposits | 27,766,000 | 34,124,000 | 35,516,000 | 34,340,000 |
| Equity capital | 8,171,000 | 8,304,000 | 8,626,000 | 8,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,454,000 | 2,143,000 | 2,848,000 |
| Interest expense | 80,000 | 149,000 | 202,000 | 252,000 |
| Net interest income | 768,000 | 1,305,000 | 1,941,000 | 2,596,000 |
| Noninterest income | 116,000 | 419,000 | 879,000 | 1,060,000 |
| Noninterest expense | 717,000 | 1,436,000 | 2,178,000 | 2,980,000 |
| Provision for loan losses | 0 | 3,000 | 3,000 | 3,000 |
| Pretax income | 167,000 | 285,000 | 639,000 | 673,000 |
| Income tax | 10,000 | 17,000 | 37,000 | 34,000 |
| Net income | 157,000 | 268,000 | 602,000 | 639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,065,000 | 8,176,000 | 8,510,000 | 8,546,000 |
| Total capital | 8,628,000 | 8,743,000 | 9,084,000 | 9,118,000 |
| Risk-weighted assets | 48,399,000 | 50,444,000 | 50,027,000 | 48,555,000 |