Call reports 2020
BANK OF WALKER COUNTY — 2020
What BANK OF WALKER COUNTY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 75,985,000 | 78,131,000 | 78,968,000 | 79,602,000 |
| Total loans | 58,506,000 | 57,240,000 | 55,169,000 | 53,280,000 |
| Allowance for loan losses | 567,000 | 573,000 | 584,000 | 584,000 |
| Securities available for sale | 8,602,000 | 7,545,000 | 8,491,000 | 9,238,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,032,000 | 69,921,000 | 70,522,000 | 71,071,000 |
| Interest-bearing deposits | 45,454,000 | 42,166,000 | 45,724,000 | 45,688,000 |
| Noninterest-bearing deposits | 20,578,000 | 27,755,000 | 24,798,000 | 25,383,000 |
| Equity capital | 7,788,000 | 8,118,000 | 8,305,000 | 8,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 910,000 | 1,826,000 | 2,701,000 | 3,563,000 |
| Interest expense | 133,000 | 254,000 | 358,000 | 454,000 |
| Net interest income | 777,000 | 1,572,000 | 2,343,000 | 3,109,000 |
| Noninterest income | 144,000 | 257,000 | 384,000 | 508,000 |
| Noninterest expense | 722,000 | 1,470,000 | 2,195,000 | 3,001,000 |
| Provision for loan losses | 30,000 | 30,000 | 49,000 | 49,000 |
| Pretax income | 171,000 | 331,000 | 485,000 | 569,000 |
| Income tax | 10,000 | 25,000 | 28,000 | 33,000 |
| Net income | 161,000 | 306,000 | 457,000 | 536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,812,000 | 7,958,000 | 8,104,000 | 8,182,000 |
| Total capital | — | — | — | 8,766,000 |
| Risk-weighted assets | — | — | — | 53,378,000 |