Call reports 2019
BANK OF WALKER COUNTY — 2019
What BANK OF WALKER COUNTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 72,472,000 | 70,468,000 | 71,868,000 | 70,521,000 |
| Total loans | 54,964,000 | 53,539,000 | 52,582,000 | 56,950,000 |
| Allowance for loan losses | 483,000 | 518,000 | 558,000 | 567,000 |
| Securities available for sale | 9,885,000 | 9,622,000 | 9,292,000 | 8,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,036,000 | 62,765,000 | 63,887,000 | 62,481,000 |
| Interest-bearing deposits | 42,840,000 | 40,567,000 | 41,728,000 | 41,694,000 |
| Noninterest-bearing deposits | 20,196,000 | 22,198,000 | 22,159,000 | 20,787,000 |
| Equity capital | 7,277,000 | 7,559,000 | 7,793,000 | 7,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 805,000 | 1,692,000 | 2,590,000 | 3,470,000 |
| Interest expense | 112,000 | 240,000 | 369,000 | 503,000 |
| Net interest income | 693,000 | 1,452,000 | 2,221,000 | 2,967,000 |
| Noninterest income | 134,000 | 281,000 | 435,000 | 583,000 |
| Noninterest expense | 657,000 | 1,329,000 | 2,008,000 | 2,796,000 |
| Provision for loan losses | 45,000 | 77,000 | 117,000 | 137,000 |
| Pretax income | 114,000 | 317,000 | 527,000 | 615,000 |
| Income tax | 3,000 | 16,000 | 27,000 | 29,000 |
| Net income | 111,000 | 301,000 | 500,000 | 586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,452,000 | 7,642,000 | 7,841,000 | 7,926,000 |
| Total capital | 7,935,000 | 8,160,000 | 8,399,000 | 8,493,000 |
| Risk-weighted assets | 53,338,000 | 52,778,000 | 46,908,000 | 60,652,000 |