Call reports 2018
BANK OF WALKER COUNTY — 2018
What BANK OF WALKER COUNTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 66,369,000 | 68,307,000 | 70,207,000 | 70,128,000 |
| Total loans | 44,585,000 | 46,758,000 | 51,090,000 | 52,014,000 |
| Allowance for loan losses | 434,000 | 468,000 | 423,000 | 436,000 |
| Securities available for sale | 14,986,000 | 11,558,000 | 11,591,000 | 11,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,371,000 | 61,345,000 | 63,016,000 | 62,756,000 |
| Interest-bearing deposits | 42,796,000 | 42,281,000 | 43,762,000 | 44,372,000 |
| Noninterest-bearing deposits | 16,575,000 | 19,064,000 | 19,254,000 | 18,384,000 |
| Equity capital | 6,849,000 | 6,831,000 | 7,047,000 | 7,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 636,000 | 1,370,000 | 2,138,000 | 2,959,000 |
| Interest expense | 64,000 | 140,000 | 232,000 | 331,000 |
| Net interest income | 572,000 | 1,230,000 | 1,906,000 | 2,628,000 |
| Noninterest income | 138,000 | 277,000 | 441,000 | 591,000 |
| Noninterest expense | 583,000 | 1,307,000 | 1,922,000 | 2,654,000 |
| Provision for loan losses | 35,000 | 70,000 | 84,000 | 100,000 |
| Pretax income | 92,000 | 101,000 | 312,000 | 436,000 |
| Income tax | 6,000 | 10,000 | 17,000 | 24,000 |
| Net income | 86,000 | 91,000 | 295,000 | 412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,182,000 | 7,184,000 | 7,388,000 | 7,504,000 |
| Total capital | 7,616,000 | 7,652,000 | 7,811,000 | 7,940,000 |
| Risk-weighted assets | 44,969,000 | 45,875,000 | 49,565,000 | 51,339,000 |