Call reports 2017
BANK OF WALKER COUNTY — 2017
What BANK OF WALKER COUNTY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 64,799,000 | 63,658,000 | 61,536,000 | 63,269,000 |
| Total loans | 43,472,000 | 40,032,000 | 40,751,000 | 42,446,000 |
| Allowance for loan losses | 450,000 | 446,000 | 505,000 | 400,000 |
| Securities available for sale | 12,875,000 | 14,821,000 | 12,259,000 | 12,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,085,000 | 54,904,000 | 54,430,000 | 56,233,000 |
| Interest-bearing deposits | 39,387,000 | 39,529,000 | 38,779,000 | 39,645,000 |
| Noninterest-bearing deposits | 16,698,000 | 15,375,000 | 15,651,000 | 16,588,000 |
| Equity capital | 8,618,000 | 8,609,000 | 6,962,000 | 6,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,312,000 | 1,941,000 | 2,559,000 |
| Interest expense | 50,000 | 96,000 | 147,000 | 197,000 |
| Net interest income | 612,000 | 1,216,000 | 1,794,000 | 2,362,000 |
| Noninterest income | 137,000 | 270,000 | 414,000 | 557,000 |
| Noninterest expense | 601,000 | 1,260,000 | 1,830,000 | 2,500,000 |
| Provision for loan losses | 18,000 | 37,000 | 97,000 | 115,000 |
| Pretax income | 132,000 | 191,000 | 283,000 | 306,000 |
| Income tax | 5,000 | 6,000 | 7,000 | -17,000 |
| Net income | 127,000 | 185,000 | 276,000 | 323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,749,000 | 8,729,000 | 7,087,000 | 7,134,000 |
| Total capital | 9,199,000 | 9,175,000 | 7,592,000 | 7,534,000 |
| Risk-weighted assets | 44,210,000 | 42,439,000 | 42,593,000 | 43,538,000 |