Call reports 2016
BANK OF WALKER COUNTY — 2016
What BANK OF WALKER COUNTY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 66,537,000 | 65,022,000 | 64,653,000 | 63,565,000 |
| Total loans | 43,622,000 | 43,212,000 | 43,283,000 | 43,449,000 |
| Allowance for loan losses | 553,000 | 549,000 | 556,000 | 560,000 |
| Securities available for sale | 12,018,000 | 12,967,000 | 11,835,000 | 11,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,911,000 | 56,185,000 | 55,663,000 | 54,886,000 |
| Interest-bearing deposits | 42,533,000 | 42,557,000 | 41,763,000 | 39,176,000 |
| Noninterest-bearing deposits | 15,378,000 | 13,628,000 | 13,900,000 | 15,710,000 |
| Equity capital | 8,426,000 | 8,623,000 | 8,768,000 | 8,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 695,000 | 1,368,000 | 2,055,000 | 2,733,000 |
| Interest expense | 59,000 | 111,000 | 164,000 | 217,000 |
| Net interest income | 636,000 | 1,257,000 | 1,891,000 | 2,516,000 |
| Noninterest income | 138,000 | 282,000 | 433,000 | 581,000 |
| Noninterest expense | 674,000 | 1,273,000 | 1,912,000 | 2,593,000 |
| Provision for loan losses | 2,000 | 2,000 | 3,000 | 6,000 |
| Pretax income | 95,000 | 263,000 | 423,000 | 512,000 |
| Income tax | 203,000 | 210,000 | 218,000 | 232,000 |
| Net income | -108,000 | 53,000 | 205,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,442,000 | 8,603,000 | 8,754,000 | 8,758,000 |
| Total capital | 8,990,000 | 9,123,000 | 9,310,000 | 9,305,000 |
| Risk-weighted assets | 43,848,000 | 41,587,000 | 45,336,000 | 43,803,000 |