Call reports 2014
BANK OF WALKER COUNTY — 2014
What BANK OF WALKER COUNTY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 70,562,000 | 73,436,000 | 71,870,000 | 70,277,000 |
| Total loans | 46,112,000 | 45,848,000 | 46,385,000 | 46,584,000 |
| Allowance for loan losses | 622,000 | 616,000 | 556,000 | 543,000 |
| Securities available for sale | 16,936,000 | 16,882,000 | 16,552,000 | 16,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,303,000 | 63,096,000 | 61,364,000 | 59,542,000 |
| Interest-bearing deposits | 48,461,000 | 50,823,000 | 48,732,000 | 45,406,000 |
| Noninterest-bearing deposits | 11,842,000 | 12,273,000 | 12,632,000 | 14,136,000 |
| Equity capital | 10,158,000 | 10,197,000 | 10,336,000 | 10,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 739,000 | 1,510,000 | 2,266,000 | 3,044,000 |
| Interest expense | 69,000 | 139,000 | 207,000 | 274,000 |
| Net interest income | 670,000 | 1,371,000 | 2,059,000 | 2,770,000 |
| Noninterest income | 126,000 | 253,000 | 410,000 | 562,000 |
| Noninterest expense | 598,000 | 1,205,000 | 1,839,000 | 2,484,000 |
| Provision for loan losses | 45,000 | 45,000 | 57,000 | 60,000 |
| Pretax income | 153,000 | 376,000 | 582,000 | 807,000 |
| Income tax | 52,000 | 152,000 | 235,000 | 270,000 |
| Net income | 101,000 | 224,000 | 347,000 | 537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,422,000 | 10,375,000 | 10,499,000 | 10,689,000 |
| Total capital | 10,997,000 | 10,950,000 | 11,055,000 | 11,232,000 |
| Risk-weighted assets | 46,006,000 | 46,994,000 | 46,749,000 | 46,177,000 |