Call reports 2011
BANK OF WALKER COUNTY — 2011
What BANK OF WALKER COUNTY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 84,837,000 | 82,834,000 | 80,186,000 | 77,038,000 |
| Total loans | 48,593,000 | 47,877,000 | 45,766,000 | 46,098,000 |
| Allowance for loan losses | 934,000 | 957,000 | 953,000 | 675,000 |
| Securities available for sale | 17,441,000 | 18,944,000 | 16,705,000 | 14,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,447,000 | 67,757,000 | 67,867,000 | 67,224,000 |
| Interest-bearing deposits | 57,455,000 | 54,994,000 | 55,945,000 | 56,265,000 |
| Noninterest-bearing deposits | 9,992,000 | 12,763,000 | 11,922,000 | 10,959,000 |
| Equity capital | 9,205,000 | 9,445,000 | 9,682,000 | 9,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 959,000 | 1,915,000 | 2,837,000 | 3,739,000 |
| Interest expense | 283,000 | 559,000 | 802,000 | 997,000 |
| Net interest income | 676,000 | 1,356,000 | 2,035,000 | 2,742,000 |
| Noninterest income | 133,000 | 259,000 | 343,000 | 490,000 |
| Noninterest expense | 587,000 | 1,148,000 | 1,736,000 | 2,413,000 |
| Provision for loan losses | 65,000 | 294,000 | 297,000 | 297,000 |
| Pretax income | 157,000 | 173,000 | 345,000 | 694,000 |
| Income tax | 47,000 | 51,000 | 104,000 | 219,000 |
| Net income | 110,000 | 122,000 | 241,000 | 475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,304,000 | 9,315,000 | 9,434,000 | 9,669,000 |
| Total capital | 9,958,000 | 9,958,000 | 10,057,000 | 10,279,000 |
| Risk-weighted assets | 53,214,000 | 53,394,000 | 49,517,000 | 50,087,000 |