Call reports 2010
BANK OF WALKER COUNTY — 2010
What BANK OF WALKER COUNTY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 82,549,000 | 80,913,000 | 84,529,000 | 84,262,000 |
| Total loans | 54,167,000 | 54,159,000 | 51,579,000 | 49,668,000 |
| Allowance for loan losses | 745,000 | 780,000 | 680,000 | 869,000 |
| Securities available for sale | 12,863,000 | 13,634,000 | 15,310,000 | 16,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,302,000 | 63,390,000 | 66,956,000 | 66,719,000 |
| Interest-bearing deposits | 54,108,000 | 53,837,000 | 58,583,000 | 55,889,000 |
| Noninterest-bearing deposits | 11,194,000 | 9,553,000 | 8,373,000 | 10,830,000 |
| Equity capital | 9,083,000 | 9,326,000 | 9,353,000 | 9,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,012,000 | 2,036,000 | 3,077,000 | 4,057,000 |
| Interest expense | 322,000 | 634,000 | 942,000 | 1,241,000 |
| Net interest income | 690,000 | 1,402,000 | 2,135,000 | 2,816,000 |
| Noninterest income | 109,000 | 212,000 | 257,000 | 389,000 |
| Noninterest expense | 553,000 | 1,101,000 | 1,694,000 | 2,265,000 |
| Provision for loan losses | 44,000 | 84,000 | 259,000 | 461,000 |
| Pretax income | 202,000 | 429,000 | 439,000 | 491,000 |
| Income tax | 61,000 | 128,000 | 130,000 | 133,000 |
| Net income | 141,000 | 301,000 | 309,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,940,000 | 9,133,000 | 9,141,000 | 9,192,000 |
| Total capital | 9,634,000 | 9,837,000 | 9,821,000 | 9,860,000 |
| Risk-weighted assets | 55,439,000 | 56,240,000 | 54,975,000 | 55,170,000 |