Call reports 2004
BANK OF WALKER COUNTY — 2004
What BANK OF WALKER COUNTY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 8,203,000 | 18,536,000 | 24,860,000 | 34,148,000 |
| Total loans | 67,000 | 9,216,000 | 14,866,000 | 20,415,000 |
| Allowance for loan losses | 0 | 92,000 | 150,000 | 201,000 |
| Securities available for sale | 1,529,000 | 3,620,000 | 5,975,000 | 6,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 771,000 | 10,707,000 | 17,141,000 | 26,281,000 |
| Interest-bearing deposits | 585,000 | 8,824,000 | 14,149,000 | 21,719,000 |
| Noninterest-bearing deposits | 186,000 | 1,883,000 | 2,992,000 | 4,562,000 |
| Equity capital | 7,421,000 | 7,806,000 | 7,698,000 | 7,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,000 | 121,000 | 414,000 | 764,000 |
| Interest expense | 10,000 | 17,000 | 73,000 | 165,000 |
| Net interest income | -9,000 | 104,000 | 341,000 | 599,000 |
| Noninterest income | 0 | 6,000 | 4,000 | 37,000 |
| Noninterest expense | 113,000 | 324,000 | 546,000 | 739,000 |
| Provision for loan losses | 0 | 92,000 | 150,000 | 206,000 |
| Pretax income | -122,000 | -306,000 | -351,000 | -313,000 |
| Income tax | 0 | -122,000 | -104,000 | -113,000 |
| Net income | -122,000 | -184,000 | -247,000 | -200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,421,000 | 7,537,000 | 7,830,000 | 7,875,000 |
| Total capital | 7,421,000 | 7,629,000 | 7,966,000 | 8,076,000 |
| Risk-weighted assets | 7,266,000 | 8,484,000 | 11,421,000 | 20,968,000 |