Call reports 2021
ROWLEY SAVINGS BANK — 2021
What ROWLEY SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 18,780,000 | 18,083,000 | 16,345,000 |
| Total loans | 3,124,000 | 3,152,000 | 3,051,000 |
| Allowance for loan losses | 147,000 | 147,000 | 147,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 17,312,000 | 16,636,000 | 14,942,000 |
| Interest-bearing deposits | 13,856,000 | 13,243,000 | 11,970,000 |
| Noninterest-bearing deposits | 3,456,000 | 3,393,000 | 2,972,000 |
| Equity capital | 1,421,000 | 1,401,000 | 1,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 58,000 | 110,000 | 162,000 |
| Interest expense | 3,000 | 6,000 | 9,000 |
| Net interest income | 55,000 | 104,000 | 153,000 |
| Noninterest income | 10,000 | 31,000 | 40,000 |
| Noninterest expense | 92,000 | 182,000 | 273,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | -27,000 | -47,000 | -80,000 |
| Income tax | -1,000 | -2,000 | -3,000 |
| Net income | -26,000 | -45,000 | -77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 1,421,000 | 1,401,000 | 1,370,000 |
| Total capital | — | 1,445,000 | 1,411,000 |
| Risk-weighted assets | — | 3,429,000 | 3,221,000 |