Call report 2004Q4
ROWLEY SAVINGS BANK — 2004Q4
The 22 measures ROWLEY SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 13,025,000 | USD | evidence → |
| Total loans | 8,034,000 | USD | evidence → |
| Allowance for loan losses | 146,000 | USD | evidence → |
| Securities available for sale | 36,000 | USD | evidence → |
| Securities held to maturity | 81,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 11,648,000 | USD | evidence → |
| Interest-bearing deposits | 9,951,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,697,000 | USD | evidence → |
| Equity capital | 1,342,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 742,000 | USD | evidence → |
| Interest expense | 128,000 | USD | evidence → |
| Net interest income | 614,000 | USD | evidence → |
| Noninterest income | 93,000 | USD | evidence → |
| Noninterest expense | 564,000 | USD | evidence → |
| Provision for loan losses | 7,000 | USD | evidence → |
| Pretax income | 136,000 | USD | evidence → |
| Income tax | 7,000 | USD | evidence → |
| Net income | 129,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,342,000 | USD | evidence → |
| Total capital | 1,438,000 | USD | evidence → |
| Risk-weighted assets | 7,641,000 | USD | evidence → |