Call reports 2001
ROWLEY SAVINGS BANK — 2001
What ROWLEY SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 12,861,000 | 11,832,000 | 12,389,000 | 12,900,000 |
| Total loans | 8,690,000 | 8,669,000 | 8,885,000 | 9,278,000 |
| Allowance for loan losses | 100,000 | 104,000 | 110,000 | 109,000 |
| Securities available for sale | 1,270,000 | 1,267,000 | 1,293,000 | 1,279,000 |
| Securities held to maturity | 309,000 | 272,000 | 248,000 | 231,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,989,000 | 9,992,000 | 10,530,000 | 11,083,000 |
| Interest-bearing deposits | 9,363,000 | 8,970,000 | 9,136,000 | 9,698,000 |
| Noninterest-bearing deposits | 1,626,000 | 1,022,000 | 1,394,000 | 1,385,000 |
| Equity capital | 1,747,000 | 1,701,000 | 1,723,000 | 1,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 261,000 | 508,000 | 746,000 | 989,000 |
| Interest expense | 77,000 | 153,000 | 224,000 | 290,000 |
| Net interest income | 184,000 | 355,000 | 522,000 | 699,000 |
| Noninterest income | 19,000 | 41,000 | 65,000 | 111,000 |
| Noninterest expense | 137,000 | 287,000 | 428,000 | 569,000 |
| Provision for loan losses | 1,000 | 7,000 | 13,000 | 19,000 |
| Pretax income | 65,000 | 102,000 | 146,000 | 222,000 |
| Income tax | 5,000 | 17,000 | 13,000 | 7,000 |
| Net income | 60,000 | 85,000 | 133,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,738,000 | 1,692,000 | 1,686,000 | 1,681,000 |
| Total capital | 1,837,000 | 1,789,000 | 1,786,000 | 1,783,000 |
| Risk-weighted assets | 7,950,000 | 7,736,000 | 7,977,000 | 8,179,000 |