Call reports 2003

CITIZENS NATIONAL BANK OF CHILLICOTHE, THE — 2003

Name: CITIZENS NATIONAL BANK OF CHILLICOTHE, THE — FFIEC call report 2003
Creator: CITIZENS NATIONAL BANK OF CHILLICOTHE, THE

What CITIZENS NATIONAL BANK OF CHILLICOTHE, THE reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b41f085c-da39-46d8-9804-56389d74795d/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	123,005,000	126,077,000	128,432,000	126,483,000
Total loans	82,380,000	82,173,000	81,576,000	80,073,000
Allowance for loan losses	616,000	621,000	648,000	685,000
Securities available for sale	27,498,000	30,853,000	31,897,000	30,151,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	110,735,000	113,676,000	116,435,000	114,375,000
Interest-bearing deposits	101,858,000	103,879,000	105,101,000	101,768,000
Noninterest-bearing deposits	8,877,000	9,797,000	11,334,000	12,607,000
Equity capital	11,262,000	11,402,000	11,244,000	11,228,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,768,000	3,559,000	5,312,000	7,043,000
Interest expense	648,000	1,297,000	1,900,000	2,458,000
Net interest income	1,120,000	2,262,000	3,412,000	4,585,000
Noninterest income	93,000	186,000	282,000	371,000
Noninterest expense	931,000	1,832,000	2,771,000	3,713,000
Provision for loan losses	45,000	90,000	135,000	180,000
Pretax income	237,000	526,000	788,000	1,063,000
Income tax	48,000	114,000	160,000	213,000
Net income	189,000	412,000	628,000	850,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	10,701,000	10,837,000	11,053,000	10,944,000
Total capital	11,345,000	11,489,000	11,730,000	11,669,000
Risk-weighted assets	73,786,000	75,739,000	98,710,000	76,570,000