Call reports 2002

CITIZENS NATIONAL BANK OF CHILLICOTHE, THE — 2002

Name: CITIZENS NATIONAL BANK OF CHILLICOTHE, THE — FFIEC call report 2002
Creator: CITIZENS NATIONAL BANK OF CHILLICOTHE, THE

What CITIZENS NATIONAL BANK OF CHILLICOTHE, THE reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b41f085c-da39-46d8-9804-56389d74795d/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	114,297,000	117,263,000	119,612,000	121,706,000
Total loans	79,289,000	82,196,000	82,499,000	80,435,000
Allowance for loan losses	520,000	539,000	579,000	587,000
Securities available for sale	23,772,000	24,164,000	22,980,000	26,350,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	103,067,000	105,553,000	107,586,000	109,916,000
Interest-bearing deposits	94,358,000	94,561,000	96,759,000	99,309,000
Noninterest-bearing deposits	8,709,000	10,992,000	10,827,000	10,607,000
Equity capital	10,392,000	10,674,000	11,033,000	10,941,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	1,792,000	3,632,000	5,441,000	7,235,000
Interest expense	737,000	1,440,000	2,160,000	2,837,000
Net interest income	1,055,000	2,192,000	3,281,000	4,398,000
Noninterest income	87,000	182,000	279,000	378,000
Noninterest expense	820,000	1,658,000	2,554,000	3,479,000
Provision for loan losses	45,000	90,000	135,000	180,000
Pretax income	277,000	626,000	871,000	1,117,000
Income tax	69,000	163,000	232,000	271,000
Net income	208,000	463,000	639,000	846,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	10,338,000	10,403,000	10,579,000	10,625,000
Total capital	10,858,000	10,969,000	11,188,000	11,243,000
Risk-weighted assets	69,828,000	72,339,000	72,172,000	72,291,000